My Journey into Finance: From Surf Wax to Financial Planning

Finance has always been the apple of my eye. Even as a child, I found joy in saving every penny I could, knowing that small efforts today could lead to something big tomorrow. This mindset led me to start my first business at the age of 13—a surf wax company. It was an incredible experience, teaching me the basics of entrepreneurship, discipline, and the value of hard work. While I no longer run the business, the lessons I learned from that chapter have stayed with me and continue to shape my perspective today.

Math was always my strongest suit in school, and it naturally guided me toward a career in finance. Numbers have a way of making sense to me, and I’ve found satisfaction in untangling financial puzzles and creating clarity from complexity. This passion has guided my professional journey, but I’ve always felt that there’s more I could do—especially when it comes to helping others.

For years, I’ve pondered how I can use my skills to truly make an impact. I’ve often envisioned myself as a financial advisor, running a firm dedicated to empowering others to take control of their financial futures. While that dream hasn’t come to fruition just yet, the desire to help people manage their money and achieve their goals remains at the heart of what I do.

So, I thought—why not start small by sharing advice? Not everyone has access to a financial advisor, but everyone deserves the tools to improve their financial well-being. My hope is that through this blog, I can share tips, experiences, and insights that make finance feel less intimidating and more empowering.

Whether you’re just starting your financial journey, looking to save for a big goal, or dreaming of starting your own business, I want to provide practical advice that helps you get there. My journey began with surf wax, but yours can start with a single step—learning, saving, and believing in the power of smart financial choices.

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Saving Is Harder Than You Think: How Small Habits Can Break Your Budget